Phoenix Collections Defense Attorney
Protecting Yourself Against Abusive Collections Tactics
When you’re deeply in debt and have collection agencies calling you endlessly, life is a constant struggle. Fortunately, we have solutions for you! You still have legal protections available to you despite being in debt, and there are restrictions in place regarding what collection agencies are allowed to do. From declaring bankruptcy to proving a collection agency broke the law in their pursuit of you; laws are in place to help you during this most difficult of times.
Searching for a lawyer for collections defense in Phoenix? If you have fallen behind on your payments and are facing harsh consequences, contact a Phoenix bankruptcy attorney to review your situation. We will conduct a thorough review of what has transpired, as well as speak with you about the legal actions available for you to take. We have provided legal support to countless clients in similar situations as yours and are thoroughly familiar with the legal processes surrounding defending against debt collectors who are violating federal law. As passionate defenders of our clients, we will zealously advocate for you in order to help get you through this challenging financial period and back on track.
Bankruptcy Attorney in Phoenix
Creditors are often very persistent, calling you multiple times every day. They can make you feel like you are forced to put up with anything they do. However there are very specific restrictions laid out in the Fair Debt Collection Practices Act, which regulate what they are not allowed to do, including:
- Using harsh language or threatening someone with violence
- Contacting someone outside of normal hours, defined as before 8 a.m. and after 9 p.m.
- Pretending to be a law officer or legal representative
- Contacting a person that is known to have legal representation already
- Publishing a person’s name on a “bad debt” list
If a debt collector does any of these, you may be able to hold them responsible for the harm they have caused you. We are very familiar with all aspects of the legal requirements that creditors must adhere to.
Contact a Phoenix collections defense lawyer to discuss your situation and obtain legal support when dealing with creditors. Call 602-225-2222 now!