Phoenix Creditor Harassment Attorney
Fight Back Against Abusive Creditors with Our Help
When you’re struggling to pull yourself out of debt, it can feel like the weight of the world is on you and no matter how hard you try, it just keeps increasing. One of the most challenging aspects is dealing with bill collectors after you’ve fallen behind on a payment. They can contact you throughout the day and greatly increase the pressure you’re under. Their job is to make you feel like your time is up and you must pay immediately. Fortunately, that is not the case. They are simply another tool that your creditors use to try and get you to pay them the money you owe. There are several specific restrictions on activities that they can engage in when contacting you, and should they violate them, legal action can be taken to protect you.
Looking for an attorney for credit harassment in Phoenix? If you are dealing with harassing behavior from creditors and/or collection agencies, contact a Phoenix bankruptcy attorney to learn how to take legal action against them. We are passionate about supporting those trying to repair their financial situation and will work tirelessly on your behalf to help get abusive creditors off your back. Having worked on thousands of cases, we are extremely familiar with all aspects of the legal requirements that creditors must adhere to.
Protection Against Creditor Harassment
When you’re deep in debt and struggling with late payments, penalty fees and creditors, it can seem like you have no rights left. You may think that because you owe them money, creditors can run over you and behave however they like. This is not true! Despite being in debt and possibly missing payments, you are still protected by the terms laid out in the Fair Debt Collection Practices Act (FDCPA). The FDCPA places strict guidelines on abusive tactics that creditors are absolutely not allowed to engage in, including:
- Contacting someone outside of standard hours, identified as before 8 a.m. and after 9 p.m.
- Impersonating a law officer or legal representative
- Repeatedly calling someone in a harassing fashion
- Contacting a person that is known to already have an attorney
Contact a Phoenix creditor harassment lawyer to talk about your specific situation and learn how to take legal action against a harassing creditor.